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Katuq
Free tool
Updated · October 2026

Payment Gateway Comparison (Colombia)

Wompi, Bold and ePayco: cost per sale and per month.

$
GatewayFee %Fixed feePer sale (with VAT)Per monthEffective %
Wompi · QRCheapest
Wompi announcement (Sep. 2026)
$ 1.012$ 202.3001,19 %
Wompi · card terminal
bancolombia.com (Oct. 2026)
$ 2.003$ 400.5542,36 %
Bold · card terminal or link
Public reference; check your contract
$ 3.024$ 604.8773,56 %
Wompi · link or online payment
bancolombia.com (Oct. 2026)
$ 3.513$ 702.6954,13 %
ePayco · online payment
Public reference; check your contract
$ 3.655$ 731.0174,3 %
Cheapest option for your case
Wompi · QR

$ 202.300 per month

Monthly savings versus the most expensive
$ 528.717
Monthly sales processed
$ 17.000.000

Compare how much it costs you to accept payments withWompi, Bold and ePaycobased on your average ticket and volume. The fee is a percentage of the sale plus a fixed charge, and all of them carry19% VAT on the fee.

Rates are public references checked in October 2026 (Wompi on bancolombia.com: 2.65% + $700 online, 1.98% on card terminals and 1% by QR). They change by plan, volume and negotiation, so every value can be edited: enter your contract's rate.

When to use this tool

  • When choosing which gateway to use in your store or on WhatsApp.
  • To negotiate a better rate with your current gateway.
  • When comparing card terminal, QR and payment link for your type of sale.
  • To know how much payments cost you each month.

How to compare payment gateways

  1. 1Enter your average ticket (what a customer pays on average per purchase).
  2. 2Enter how many transactions you receive per month.
  3. 3Adjust the rates if you have a negotiated rate.
  4. 4Check the cost per sale, the monthly cost and the effective percentage of each option.
This in Katuq

Wompi, ePayco and Bold connected to your orders

Katuq integrates with Wompi, ePayco and Bold: you send the payment link from the order (over WhatsApp, for example) and the payment is linked to that order, ready to invoice and ship.

See Katuq integrations

Frequently asked questions

Want to automate all this?

Katuq integrates DIAN electronic invoicing, automatic barcode/QR generation for products, margin calculation, and much more in a single platform.